A Federated Model for Internet-level Consensus
Financial infrastructure is currently a mess of closed systems. Gaps between these systems mean that transaction costs are high [Provost 2013] and money moves slowly across political and geographic boundaries [Banning-Lover 2015; CGAP 2008].
File: stellar-consensus-protocol.pdf. The original library file is served from the Internet Archive copy of blockchainlab.com/pdf so the path stays reachable.